car insurance

If my insurer sends an actual cash value check for a totaled car that’s less than market, how do I challenge the valuation successfully?

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Understanding Your Rights When Insurance Undervalues Your Totaled Car When your insurance company declares your car a total loss, they’re required to pay you the actual cash value (ACV) – but that doesn’t mean their initial offer is always accurate or fair. Many insurers start with conservative valuations, expecting some policyholders to accept without question. … 더 읽기

Gap Coverage After Refinancing: Does Your Auto Policy Still Apply?

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Understanding Gap Coverage and Refinancing Gap insurance protects you from owing more on your car loan than your vehicle is worth if it’s totaled or stolen. When you refinance your auto loan with a different lender, your gap coverage may or may not transfer automatically, depending on where you purchased the policy and its specific … 더 읽기