If my company stock is in my 401(k), when does the NUA strategy make sense at retirement versus rolling everything to an IRA?
Understanding Your Options with Company Stock in Retirement If your 401(k) holds company stock that has appreciated significantly, you may benefit from the Net Unrealized Appreciation (NUA) strategy instead of rolling everything into an IRA. The NUA strategy allows you to pay ordinary income tax only on the original cost basis of company stock, while … 더 읽기