If I inherit a Roth IRA from a parent, do I still face the 10-year rule, and can I delay distributions until year 10 without penalty?
Understanding Inherited Roth IRA Distribution Rules When you inherit a Roth IRA from a parent, you’re generally subject to the 10-year rule, which requires you to withdraw all funds within 10 years of the original owner’s death. Unlike traditional IRAs, inherited Roth IRAs offer unique advantages, including the ability to delay distributions until the final … 더 읽기