How Short-Term Disability Offsets Work: Employer and Private Policy Coordination
Understanding Short-Term Disability Offsets When you have both employer-provided short-term disability coverage and a private supplemental policy, offsets prevent you from collecting more than your pre-disability income while ensuring you receive the maximum benefits you’re entitled to. These coordination mechanisms protect insurance companies from over-payment while safeguarding your financial security during temporary work interruptions. How … 더 읽기