Mortgage Points Paid with Seller Credits: Tax Deductibility Rules
Last updated April 2026 — This guide reflects current IRS Publication 936 rules as of the 2026 tax year. Cross-reference the active year’s publication at irs.gov/publications/p936 before filing. Understanding Mortgage Points and Seller Credits for Tax Purposes When sellers provide credits to help cover your mortgage points at closing, the tax deductibility isn’t automatically disqualified—but … 더 읽기