tax deduction

If I refinance an investment property and pull cash out, is the interest on the new loan still fully deductible under tracing rules?

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Understanding Interest Deductibility After Cash-Out Refinancing When you refinance an investment property and extract cash, the tax deductibility of your new loan interest depends on IRS tracing rules that track how you use the borrowed funds. While the original mortgage interest on investment property is typically fully deductible, a cash-out refinance creates a more complex … 더 읽기

Mortgage Points Paid with Seller Credits: Tax Deductibility Rules

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Last updated April 2026 — This guide reflects current IRS Publication 936 rules as of the 2026 tax year. Cross-reference the active year’s publication at irs.gov/publications/p936 before filing. Understanding Mortgage Points and Seller Credits for Tax Purposes When sellers provide credits to help cover your mortgage points at closing, the tax deductibility isn’t automatically disqualified—but … 더 읽기